Spending more than you earn
Just because you can have something does not mean you need it. Cut down on your expenses. Many people let the fear of missing out or the urge to keep up with their friends dictate their spending. Some even rent houses that they know they can’t afford, just to keep up with their colleagues. The goal is not to miss out on your entire social life but try to do so carefully and in less expensive ways. Borrowing what you can’t afford too can make you miserable in life.
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