[Money Monday] When and how to start planning for your retirement

Create a debt repayment plan — Training for Warriors

Have a debt repayment plan

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You are probably paying a car loan, student loan or some other debts, but that should not stop you from saving for retirement. Waiting till you have no debts to pay before saving for retirement will delay your retirement age and this will not augur well for your finances. Therefore, create a repayment plan for your debts immediately by looking at what you earn monthly as income and pay your debts by prioritizing them. As you do this, put aside some money for the future; it does not need to be a big amount.