Meet Lisa K. Farrell, the founder of Lisa Home Mortgage, a mortgage company for home purchases and refinances. Farrell is a Federal and State licensed Mortgage Loan Originator (NMLS 946723) and a graduate of Rosemont College, receiving her BA degree in Business Communications.
Also a gospel singer, her company has been licensed to serve the states of Pennsylvania, Delaware, California, Colorado, Alabama, Louisiana, and Florida.
Her company specializes in connecting prospective home buyers with the right mortgage product that fits into their budgets. One of her newest offers is the VOE [Verification of Employment] Program, a specialty product to offer a pathway to homeownership to W2 professionals in commission-based sales and service-oriented fields, according to Black News.
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“Rental units were once a practical option. Now that renting is no longer affordable, homeownership is a better way to secure a primary residence,” Farrell said.
Non-salaried workers such as car salesmen, hairstylists, barbers, mechanics, nail technicians, restaurant wait staff, and other W2 employees mostly suffer when looking to secure a mortgage. Through the VOE program, these underserved people in the mortgage industry will be able to access mortgage loans easily.
“Nowadays, many potential homebuyers have extraordinary circumstances that fall outside of typical approval guidelines, including an unusual pay structure and income calculations involving seasonal upticks and lulls,” said Farrell. “If the homebuyer has been with their employer for more than two years, the VOE Program at Lisa Home Mortgage may be the best funding option to qualify these W2 professionals.”
According to the entrepreneur, her company has experienced mortgage professionals that can find the appropriate funding program for qualified homeowners. In addition, these professionals can help clients overcome credit issues, she said.
“Our goal is to get each of our clients in the home of their choice. So, if you are an employed professional and your income fluctuates from week to week or month to month, we may have solutions for you,” Farrell said. “We are here and committed to offering outstanding customer service from application to closing.”
“We are excited to have helped others achieve their goals of homeownership, from recent college graduates to high-figure earners, even those who had been turned down by other lenders,” her company says on its website.
