3. Waterloo-Cedar Falls, IA
 Black population: 12,074 (7.1%)
 Black median income: $27,811 (49.2% of white income)
 Unemployment: 19.7% (black); 4.0% (white)
 Homeownership rate: 34.4% (black); 72.3% (white)

In the Waterloo-Cedar Falls area, 19.7% of black members of the labor force are unemployed, 15.7 percentage points above the 4.0% white unemployment rate. By comparison, the black unemployment rate nationwide of 11.9% is 6.3 percentage points higher than the 5.5% white figure.
Reportedly, 84.9% of black adults nationwide have a high school diploma that is, 4.4 
In the Waterloo-Cedar Falls area, individuals without a high school education are far more likely to be unemployed than those with greater educational attainment.
                    
                    
                    
                    
                    
